Employee Financial Wellness Programs
Help your employees reduce financial stress and build lasting well-being with a program that addresses their everyday needs.
Financial well-being by the numbers.
Financial well-being scored the lowest among the five well-being dimensions for all generations.1
That gap represents an opportunity for your organization to address the dimension where employees need the most support.
Financial stress follows employees into the workplace.
Financial stress is the top stressor across every generation and life stage, and it shows up at work as absenteeism, presenteeism and disengagement. Left unaddressed, it can drive downstream physical and mental health costs your organization must absorb.
Our financial wellness solution covers the full spectrum of financial needs.
WebMD Health Services offers an employee financial wellness program built for your whole population. Our solution meets employees at every stage of their financial lives, from managing daily expenses and building emergency savings to strengthening their long-term financial security.
Financial education and literacy resources
Employees can access financial education content on budgeting, saving, debt management and financial goal-setting through the WebMD ONE platform. Resources are approachable and relevant, so employees can engage on their own schedule and at their own pace.
Budgeting, debt management and savings support
Immediate financial pressures create the most stress. Our program focuses on spending less than you earn, establishing a plan to pay down existing debt, building an emergency fund and creating a clear path forward.
Retirement planning and long-term financial goals
Retirement readiness matters for employees at every stage. Guidance and educational content support early savers and those nearing retirement age without duplicating services provided by a 401(k) administrator.
Financial well-being is one of the five dimensions of holistic well-being.
WebMD Health Services supports employees across five interconnected dimensions of well-being: physical, mental health, social, financial and work. When financial stress goes unaddressed, it can compound risk across every other dimension. The physical effects alone can increase healthcare costs and absenteeism. Over time, unresolved financial stress can contribute to depression and burnout.
At WebMD Health Services, financial wellness is part of our whole-person well-being strategy.
Financial wellness works best when it connects to your well-being program.
We deliver employee financial wellness solutions through the WebMD ONE platform, giving employees a single access point for their full well-being experience. Activities can be tied to your wellness rewards and incentives program to drive participation. Dedicated Well-Being Services specialists can promote resources onsite or regionally.
Explore our client success stories.
See how organizations have used well-being programs to improve engagement and drive measurable outcomes.
Farm Credit Foundations
After 10 years, Farm Credit Foundation continues to see strong participant engagement in its well-being programs.
City of Mesa
Learn how the City of Mesa leverages leadership support, technology, communication and incentives to drive participation in their well-being program.
Discover other well-being solutions.
Financial wellness has the greatest impact when it is part of a broader well-being strategy. These three
WebMD Health Services solutions extend that impact.
Health Coaching
WebMD Health Coaches provide trusted one-on-one support for the stress, emotional and behavioral challenges that often accompany financial hardship.
Rewards and Incentives
Pair wellness rewards with financial wellness activities to drive initial engagement and sustain participation over time.
Dedicated Well-Being Services
Onsite and regional well-being specialists promote financial wellness resources and connect employees to available tools year-round.
Frequently asked questions about employee financial
wellness programs.
What is an employee financial wellness program?
An employee financial wellness program provides the education, tools and resources employees need to manage their financial lives. Financial wellness goes beyond retirement planning. It means having control over daily expenses, being able to absorb a financial shock and having the freedom to make choices that support overall well-being. While most employers focus on the investment and benefits side of financial planning, WebMD Health Services focuses on foundational and immediate needs: budgeting, saving, managing debt and planning for the future.
Why should employers offer corporate financial wellness programs?
How does financial wellness connect to a broader well-being strategy?
References:
1WebMD Health Services Center for Research, December 2024, “Portfolio of Key Insights, Workplace and Employee Survey,” 2024.
